856-282-5505 — [email protected]

Pikunis Law, LLC

The idea of filing bankruptcy can be a frightening proposition for many people. However, it can truly be the very thing that ends the fear, anxiety, worry and stress that many people under financial burden live with everyday.

Pikunis Law's goal is to educate our clients about bankruptcy and guide them through the process by beginning with a free initial consultation and legal advice.

 “We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”

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(856) 282-5505

Serving Clients In A Wide Range Of Consumer Bankruptcy Cases

Chapter 7

Chapter 7 is the most common type of personal bankruptcy. People file Chapter 7 to get a fresh financial start. It provides very effective relief from credit card debt, medical bills, ordinary civil judgments, personal loans, and other unsecured debts.

Foreclosure Defense

Our law firm helps you to avoid foreclosure. We will aggressively negotiate to buy you more time to catch up payments that are in arrears; adjust an interest rate; change a balloon payment schedule; or have a whole new mortgage worked out.

Chapter 13

Under a Chapter 13 bankruptcy, a person in debt will create a repayment plan known as a “wage earners plan”, based on income, expenses, and the debts that are owed. Payments will be made over the life of the plan, which is generally 3 to 5 years. At the end of the repayment term, all remaining debts will be discharged

Stop Repossessions & Evictions

Filing a bankruptcy can stop a vehicle repossession, eviction, wage garnishment, utility shut-off, lawsuits and collection calls. Under certain circumstances it can also reduce the amount you owe on certain secured debts, like a car payment and can even lower your interest rate.

Getting Started Is Easier Than You Think!

Request Your Strategy Session

Most people are unsure if bankruptcy is right for them.  Even though it's not perfect for everyone, don't waste time and money wondering.

Detailed Financial Analysis

Examine the pro's and con's a bankruptcy filing will have on your credit.

Personal Interaction

Work one-on-one with the attorney that will handle your case from start-to-finish.  No meetings with law clerks or paralegals.

Petition Preparation

Work with your attorney, gathering the documents required by the Trustee and prepare and review your petition.

 
 

Request Your Personal Strategy Session

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Filing For Bankruptcy Can Be A Difficult Decision To Make. With The Help Of An Experienced Bankruptcy Attorney, You Can Make The Most Of Your Opportunities Under Bankruptcy Law, And Obtain A Fresh Start.
 
Pikunis-Rich

Richard L. Pikunis, Jr.

Owner, Pikunis Law, LLC

Bankruptcy Questionnaire Come Prepared

Make The Most Of Your Time

An attorney can help with all of the following:

  • Stop harrassing collection calls
  • Protect vital assets such as home and car
  • Help protect ability to gain future credit
  • Assist with foreclosure and short sale matters
  • Help lower your interest rate

Pikunis Law, LLC

NEW JERSEY BANKRUPTCY ATTORNEY

WE ARE HERE TO HELP

You do not have to live with fear of debt collectors, foreclosure of your home, income garnishments, and judgements any longer.

Pikunis Law helps people to get out from under unmanageable debt. With our help, you can take the first step to getting your life back and moving forward toward a new financial beginning.

With many years of experience specializing in bankruptcy law, we will guide you through the bankruptcy process and ensure that you get the best representation possible. Our law firm prides itself on helping honest, hard-working people that have gotten in over their heads, due to unforeseen situations or challenges in the economy.

During your free consultation, one of our Bankruptcy Lawyers will review your financial situation, answer your questions, and recommend a personalized strategy for your needs. We can  help with both Chapter 7 and Chapter 13 Bankruptcy filings.

In both types of bankruptcy, troubles such as creditor harassment, foreclosure, garnishments, and repossession actions must stop. You can focus on your life again, while our firm stands to protect you from the harassment of creditors.

Representing clients in Burlington, Camden, Gloucester and Atlantic Counties in the state of New Jersey.